Ways To Raise Your Credit Score Fast
Ways To Raise Your Credit Score Fast
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Reduce the Balance on Your Credit Cards
Making installment payments on your loans can help raise your credit score, but reducing your credit card balances can help raise it even faster. Credit card balances are an example of a revolving account. Revolving accounts only look good if there is a large gap between the amount of credit you are using and the available credit limit. If possible, try to get your credit card balances reduced to less than 30 percent of your credit limit.
Check Your Credit Card Limits
Because many credit card companies, such as American Express and Capital One, do not officially report your credit limit to the credit bureaus, the bureaus use your history purchases to determine what your limit is. For example, if your credit card has a limit of $3,500, but the most you have ever charged is $2,500 the bureau will assume that $2,500 is your charging limit. If you have a habit of charging this amount on your card every month, it may look like you are constantly maxing out the card—even if you pay the balance. To remedy the situation or to quickly raise your credit score, ask your credit card company to update your limit information with the bureau or pay your balance before your statement period closes.
Dispute Old Negatives
Just as you can dispute errors on your credit report, you can also dispute negatives. This can sometimes be the easiest way to raise your credit score fast. Often times, collection agencies and lenders have moved your information around so much that their records are a mess. If this is the case, they may not bother to pursue a situation or dispute. If they no longer want to make the effort to collect the money, the negative item can be dropped from your report.
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Humanities
Poetry
Writing
Beauty & Style
Acne
Fashion
Hair
Make up
Skin & Body
Buniness & Finance
Advertising
Careers
Customer service
Home based business
Management
Marketing
Sales
Small business
Credit
Currency Trading
Insurance
Investing
Loans
Mortgage
Mutual Funds
Real Estate
Stock Market
Taxes
Cars & Transportation
Boats
Cars
Motorcycles
Trucks-SUV's
Computer & Internet
Games
Hardware
Software
Education
College
Home schooling
Language
Legal
Love & Relationships
Dating
Divorce
Marriage
Relationships
Weddings
Food & Drink
Coffee
Cooking
Recipes
Health & Fitness
Cardio
Depression
Diabetes
Exercise
Fitness Equipments
Hair Loss
Muscle Building
Weight Loss
Yoga
Pilates
Home & Garden
Gardening
Home Improvement
Interior design
Landscaping
Parenting
Pets
Pregnancy
Most Popular
Hair Removal
Calorie Burning
Vegetarian Diets
Body Mass Index
Healthy Hair
Treating Wrinkles